Solutions for your future needs.

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(519) 746-4646

Disability Insurance

Disability Insurance provides a monthly income in the event you are incapacitated, and incapable of working due to an injury or illness. Often called “Income Replacement Insurance”, this coverage is important for self-employed individuals.

Group Benefit Coverage

Group Insurance is an insurance plan that protects a group of people's financial security in one or more ways, such as offering low-cost life insurance or a dental plan for the self-employed. A group can comprise (or “be composed of”) members of an association, a company's employees, or professionals in a group such as lawyers or doctors.

Reduce Business Risk

Start-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise.


myFlex Benefits

myFlex Logo

Big benefits for small business


Team focused benefits

myFlex Benefits™ is for small businesses with 5-35 people strong. Now you can offer a competitive benefits plan with as many options as you wear hats. Your team can get access to the coverage they need and you can come in on budget.

myFlex for employers

  • Attract new talent and grow your business
  • Retain employees and your training investment
  • Set a budget and then build your benefits
  • Easily share costs with employees
  • Reward your dedicated team with benefits they value
  • Stabilize your costs with a 2 year renewal

myFlex for employees

  • Employee engagement in the process drives higher appreciation of your contribution
  • Variety of benefit options to fulfill the diverse
needs of your team
  • Opportunity to purchase additional benefits with
payroll deductions
  • Easy online benefit selections puts your contribution front and center
  • Secure web account to make EZClaim and access health and wellness resources

How it works

Talk to our Mertin Financial Benefits Consultants about competitive benefit offerings for your industry and what you think your employees would value. Evaluate your budget and decide what you are willing to invest in your team's benefits plan.

(Plan sponsor)

Create the plan!
Choose a level of coverage (foundation,
select or premium) within your budget for
each of the 5 benefits.

(Plan member)

Personalize benefits!
Plan members sign in to make benefit selections
from the set of options you choose.

2 years from now they can update their selections.

With exception of a life event such as marriage.


Get a quote!

We will put you in touch with a myFlex Advisor to help you build a competitive benefits plan within your budget. Contact the myFlex team today



Get in touch

Mertin Financial

Unit#4, 745 Bridge Street West
Waterloo ON N2V 2G6

Phone: (519) 746-4646
Toll free: (888) 429-9931


Mutual funds, stocks, bonds, and financial planning are offered through Manulife Securities Incorporated.

Insurance offered through Mertin Financial

Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada.

Manulife, Manulife & Stylized M Design, Stylized M Design and Manulife Securities are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

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