Harold Mertin B.A., CLU, CFP, CIM
Unit#4, 745 Bridge Street West
Waterloo ON N2V 2G6
Phone: (519) 746-4646, Toll Free: (888) 429-9931
Contact us
Financial Planning to meet
your Goals Read More
Investing to meet
all your goals Read More
Insuring the ones
you love Read More
Life Insurance protects
the family Read More
Confident Tax Plans Build
Wealth Read More
Generational Wealth
Transfers Read More
Estate Wealth
Preservation Read More
Family Business Succession
Solutions Read More
Mortgage Planning
Just For You Read More
Life insurance for
those that count Read More
Retirement income for
your lifestyle Read More
Consulting to maximize
retirement income Read More
A mortgage just right for
you Read More
An investment planning defines how you will invest your money, prioritize, fund, manage and evaluate your investments while you seek to meet your goals and objectives.
A good financial plan is multi-faceted: It must anticipate change and reflect your specific financial goals and objectives, while considering your level of investment risk tolerance.
Life insurance is a type of coverage that pays benefits upon a person's death to designated beneficiaries.
Critical Illness Insurance is a plan contracted with a life insurer typically to make a lump sum cash payment if a policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.
These policies can cover serious illnesses that can cause loss of independence, such as the main health threats of cancer, heart attack, and stroke. As well many more illnesses, the list of which we can provide as we go over the insurance planning with you.
The policy may also pay out regular income to a policyholder undergoing a surgical procedure, such as having a heart bypass operation.
The policy may require the policyholder to survive a minimum number of days from when the illness was first diagnosed (usually 30 days).
Mutual funds, stocks, bonds, and financial planning are offered through Manulife Securities Incorporated.
Insurance offered through Mertin Financial
Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada.
Manulife, Manulife & Stylized M Design, Stylized M Design and Manulife Securities are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
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