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Investment Planning

An investment planning defines how you will invest your money, prioritize, fund, manage and evaluate your investments while you seek to meet your goals and objectives.

Benefits of a Financial Plan

A good financial plan is multi-faceted: It must anticipate change and reflect your specific financial goals and objectives, while considering your level of investment risk tolerance.

Individual Life

Life insurance is a type of coverage that pays benefits upon a person's death to designated beneficiaries.


Travel and Visitor Insurance

These insurance plans can offer emergency medical protection for visitors, immigrants, foreign students and residents who are not covered by government health insurance. Visiting guests can be covered by valid medical health insurance, which begins upon arrival here as long as it is bought ahead of travel.

Emergency medical expenses

While travelling outside your country or locality some expenses may be partially covered by your government health insurance. There is both daily and annual coverage, which is great if you travel to the warmer climes in the winter or travel year-round.

Travelling out of country, an insured individual is covered by emergency insurance that pays for expenses related to an emergency medical condition (covered by the plan). These expenses may be: a hospital stay, prescription drugs, ambulance transportation, etc. Please refer to the policy for more details.

Coverage can include these expenses:

  • Bedside companion travel and sustenance allowance
  • Ambulance transportation
  • Diagnostic (X-ray, lab tests)
  • Hospital (semi-private room)
  • Flight and travel accident coverage
  • Prescription drugs
  • Physician or surgeon
  • Return transportation to location of travel departure if emergency medical attention is needed
  • Emergency dental treatment by a licensed dentist and associated cost of prescription drugs
  • Accidental injury, dismemberment, or death by accident during travel
  • Loss/damage of baggage and personal effects
  • Trip cancellation and interruption

Note: Refer to the policy, which can vary.

DISCLOSURES:

Mutual funds, stocks, bonds, and financial planning are offered through Manulife Securities Incorporated.

Insurance offered through Mertin Financial Group Inc.

Manulife Securities Disclaimer


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